November 23rd – “This will be a propitious time to reorganize your finances so as to prevent budgetary acrobatics, which are sure to exhaust you.”

Money and budgets are not something I like to talk about. I don’t have a problem with money, but it seems like a contentious topic of conversation for many people.

Despite my initial reluctance, money was a repeated topic on both my zodiac and horoscope predictions for the last two days, so I thought, “Why not!” I’m sure those horoscope writers are trying to help all those over spenders during black Friday weekend!

Yesterday, I purchased a new car, so I needed to reorganize my finances a bit. That didn’t mean that I opened up a spreadsheet and tracked all my spending. How boring and tedious! No, I’ve never budgeted in a traditional sense and I do not need to now. All I did was re-prioritize some of my daily expenses in my head.

I’m guessing you might be skeptical about my approach, so here’s support from today’s horoscope:

Just how you stay afloat is one of your little secrets. It’s almost a secret from you, too, because you’re not quite sure how you manage it…But you’re just doing what comes naturally. Like a cook who doesn’t follow a recipe, you can’t really help your friends out by sharing any tips.

This reading is really spot on! I’ve been working part-time for a while, but it all seems to get managed. I track nothing, get the bills paid, splurge on a few luxuries, and even have money put away for rainy days.

My predication says that I don’t have any useful tips, but I’m up for a challenge! Here is what I do to be financially sound:

  1. BUY WHAT I NEED – if I can live without it for a week, I probably don’t need it
  2. SPLURGE ON ONE THING, NOT EVERYTHING
  3. DON’T FOLLOW TRENDS – I still don’t have a smart phone…
  4. DON’T CARE ABOUT WHAT OTHER PEOPLE THINK – and I don’t care what you think about it!
  5. TREAT MONEY AS A RELATIONSHIP

Of the items listed above, the last has been the most useful for me.

I grew up poor, very poor. Many people are surprised because I had a good education and do not look the part.  I’m not sure what poor is supposed to look like, but I think some people are thrown off because I like to wear dresses. When I was young I didn’t like money, not only because I didn’t have any, but because of how others behaved in relation to it. Money seemed to drive peoples’ existence and that didn’t sit well with me.

Throughout the years, I have met and forged relationships with people from different walks of life. I learned that it doesn’t matter what your background is. Whether you love or hate money, it’s an obsession. We obsess about making money, get preoccupied with spending money, or take money for granted. It’s hard not to do.

To a certain extent, money can buy happiness, security, freedom, prestige, and even identity. However, just like any relationship, if you solely rely on money to provide these things for you, it’s likely that you’ll find yourself dissatisfied at some point.

Let’s put it another way.

If I’m in a relationship because I think that my partner can give my life meaning, happiness and anything else I’m lacking, what’s going to happen when he’s not there? I’d probably find myself without meaning, unhappy, and still lacking.

It’s crazy to give anyone or anything that much power over my life.

I have no illusions that I have control over my life, but I would like to try to be responsible for my own happiness.

Once I began seeing money as a form of relationship, it didn’t matter how much or little I had of it. I know that I’ll be okay no matter what happens.

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